![]() My shares in Marcellus are unlisted and illiquid. Barring this equity investment and the 10% debt for emergency, the rest of our savings were pumped into Marcellus’s balance sheet in 2018 to incorporate the business. That equity part is being managed by Marcellus. When Marcellus was incorporated, my wife and I decided to have enough equity to see our kids through university-the costs which we will incur in the next 5-6 years. It is almost entirely invested in American and European stocks, which gives the portfolio a nice hedge, but it was created unwittingly (when the rupee depreciates, and investments in India underperform, our overseas investments do better). Yes, we have 20% of our equity portfolio in overseas equities. So, does your investment in index funds takes care of international exposure to your portfolio? In 2004, when I became an equity analyst, I started investing in active funds. It continues to compound at a decent rate. The company had a corporate pension plan managed by a British index fund provider. In the initial days of my career, I was with tech and consulting firm Accenture, in the UK. You have been an active portfolio manager. Third, and most importantly, I cannot touch the corpus till my retirement age because of the lock-in. In fact, even an index fund may not get such a low fee structure. I also encourage Marcellus employees to contribute to NPS.įirst, I get tax relief for employer’s (Marcellus’s) contribution. I am an enthusiastic participant in NPS, where I put in money every month. This will for sure become a wardrobe staple for me.” - Robyn W.All of the Indian equity portfolio is with Marcellus, with just one exception. “So soft and comfortable with just the right amount of compression to keep you comfortable. it’s super cute for a lazy/casual movie date with bae, too. lounge in it, clean the house, put a flannel over it if you wanna. Regarding the Cropped Tank: “Truthfully.my boobs look awesome. I LOVE these and will definitely be buying more.” - Brittani H. These are all of the comfy of those leggings, but in the length of a comfortable pair of shorts that still prevents that thigh rub. “I LOVE Spacedye leggings, but they do feel a little too warm in the late spring and summer months. BEYOND comfy!! Very happy with this product. Regarding the Bike Shorts: “So happy I bought two pairs of these in different colors. I have ordered many other pairs since the first one I got! If you are on the fence with all the leggings on the market, stop your search here and you’ll never wonder again if there is a better pair out there.” - Emily N. They stay put for yoga and then I can continue to wear all day and forget I’m wearing pants! The best I have tried and I now basically only wear these to practice. Also have it vise-versa where they are comfortable for lounging yet fall down for yoga. I have found leggings that are great for yoga but too tight for lounging in. “I have leggings from many different brands and I practice yoga at least five days a week. I’ve never felt this way towards leggings hahaha but I’m in love!!!!” - Mandi They arrived today and I wore them once, but I’ve already purchased more. These are the softest and most comfortable leggings I’ve ever put on my body aaaaand the very BEST part is that they feel like true quality, sweat-wicking, and reliable pants. ![]() Regarding the Midi Leggings: “How have I gone so many years of my life without these leggings?!?! The moment, no joke, the very moment I put these on I knew they were going to be my favorite workout leggings of all time.
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